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Making payments in Commercial

After a user is created, the user can have transaction access and limits, system features, and accounts assigned to the user. Once these have been assigned, the user can begin creating payments, accessing their enabled features, and viewing their accounts in online banking immediately.

Be aware of the following when making payments:

Recipient total amounts must be less than or equal to the approval limits by Transaction Type for the user in order to approve the transaction, however the user can still draft the transaction.
Users without Manage Template Rights that have Draft Rights to a Transaction Type must have the Manage Recipients feature enabled to create templates and new recipient records. However, the feature is not required to create one-time payments.
When a user approves a payment in the Review & Submit tab, the payment will be checked against the limits set for that user. If the payment exceeds the limit assigned, the user will receive an error message.
When accounts are added to a Commercial Customer Profile, the accounts will need to be enabled for view, deposit, and withdrawal by user by Transaction Type.

Note: Within the Info & User Access Tab of the template workflow, users with the Draft right only enabled can be selected or deselected. Users with the Manage Templates feature enabled will automatically be selected and cannot be unselected.