Spending

The Spending tool allows you to see a visual representation of how you are spending your money over a period of time. Transactions are categorized based on the same categories used in the Budget tool, but show the percentage of each category as compared to the total.

Note: Your financial institution (FI) has a choice of two providers for Personal Financial Management: MX PFM or Geezeo PFM. Before you begin using Personal Financial Management, determine your Personal Financial Management provider.

Using the MX PFM Spending tool

  1. Select the Spending/Income toggle on the right to view the Spending or Income wheel.
  2. Change the time frame by changing the date range.
    3. Note: To choose a specific date range you can select from the calendar, use the drop-down menu, or select the left or right arrow.
  3. Select Filter Accounts to filter transactions by account. Choose the accounts you would like to view from the drop-down menu.
  4. Select a section of the spending wheel to see how much you spent in each category.
    5. Note: If a certain category spending is less than 3% of your overall spending, it will be placed in the Other category.
  5. To see more information, double-click on the desired section and it will expand out to its own category wheel with a breakdown of your subcategory spending.
  6. To see the transactions under a subcategory, select the subcategory listing on the right or select the center of the wheel.

  7. Select a transaction to view or edit the transaction details.
    Note: Tags only appear within Financial Tools.They do not appear on the Account Details page and are not used for anything within digital banking at this time.

Using the Geezeo PFM Spending tool

  1. Change the time frame by selecting a date range in the calendar or using the slider.
  2. Select Income to view your income transactions.
  3. Select a category to view all the transactions in that category for the date range selected.
  4. Select a transaction to view or edit the transaction details.
  5. To split a transaction, select the transaction and select Use Split Tag. Enter a category and amount for the split and select Save.