Creating a wage garnishment recipient

If you have rights to use the Manage Recipients feature, you can use the Recipients page to add a wage garnishment recipient. Create a wage garnishment recipient when you need to take money directly out of a paycheck to fulfill a court order. Once you create a wage garnishment recipient, you can select it like a normal recipient from one of the following payment or template types:

  • ACH Payment
  • ACH Batch
  • Payroll

You can create a separate template just for wage garnishments or include them as part of a payroll transaction, including split payments. Online banking allows for two types of wage garnishment payments: Child Support and Third-Party Tax.

Note:  If you split or include a wage garnishment in a payment or template initiated with an SEC code other than cash concentration and disbursement (CCD), the wage garnishment is still processed as a CCD payment during standard ACH processing by us.

To create a wage garnishment recipient:

  1. In the navigation menu, click or tap Commercial > Recipients.
  2. Click or tap New Recipient.
  3. Enter a display name for the recipient.
  4. (Optional) Enter an email address for the recipient.
  5. Select Wage Garnishment (ACH) from the Payment Type drop-down menu.
  6. In the Garnishment Type drop-down menu, select Child Support or Third-Party Tax.

    7. Note:  To set a recurring child support payment, the Effective Date must match the Income Withheld Date.

  7. Complete the remaining required fields.
  8. (Optional) Complete the Recipient Details fields.
  9. Click or tap Save Recipient.
  10. Click or tap Close.

You can now select the wage garnishment recipient from a payment or template.

Tip:  You can also create a wage garnishment recipient while creating a payment or template. When choosing a Recipient/Account, click or tap + New Recipient and select Wage Garnishment (ACH) from the Payment Type drop-down menu. You can use this method to create a one-time wage garnishment recipient by filling out the required fields and clicking or tapping Use Without Save.