Spending

The Spending tool allows you to see a visual representation of how you are spending your money over a period of time. Transactions are categorized based on the same categories used in the Budget tool, but show the percentage of each category as compared to the total.

Spending Tool content block

Note: Depending on your FI's Home page layout the Spending tool is available as a content block on the Dashboard Home page or from a link on the Legacy Home page. See The Home page for more information.

Using the MX PFM Spending tool

  1. Select the Spending or Income tab to view your spending or income for the selected month.
    Spending tool
  2. Change the time frame by changing the date range.
    3. Note: To choose a specific date range you can select from the calendar or select the left or right arrow.
  3. Select the filter icon to filter transactions by account. Choose the accounts you would like to view from the dropdown menu.
    Filter in spending tool
  4. Select a section of the spending wheel to see how much you spent in each category.
    5. Note: If a certain category spending is less than 3% of your overall spending, it will be placed in the Other category.
  5. To view more information about each category, select either the category itself or the corresponding section of the spending wheel.
    PFM Spending tool with category section on the left and category totals on the right
  6. To see the transactions under a subcategory, select View Transactions in the center of the wheel.
    transactions in spending tab
  7. Select a transaction to view or edit the transaction details.
    Note: Tags only appear within Financial Tools. They do not appear on the Account Details page and are not used for anything within digital banking at this time.

Using the Geezeo PFM Spending tool

  1. Change the time frame by selecting a date range in the calendar or using the slider.
    Spending time range change
  2. Select Income to view your income transactions.
  3. Select a category to view all the transactions in that category for the date range selected.
  4. Select a transaction to view or edit the transaction details.
  5. To split a transaction, select the transaction and select Use Split Tag. Enter a category and amount for the split and select Save.
Note: Your financial institution (FI) has a choice of two providers for Personal Financial Management: MX or Geezeo. This feature is only available to users with MX Personal Financial Management. To learn more, see Determining your Personal Financial Management provider .