Personal Financial Management

Note: All features may not be accessible or may differ from this documentation, depending on your financial institution's (FI's) configuration.

You can use Personal Financial Management to budget and manage your finances by linking your accounts from multiple FIs. Once you link accounts and assets, Personal Financial Management provides the following benefits:

  • See balances and transactions from all your accounts in one place, on any device.
  • Manage your budget and view data about things like spending and net worth.
  • Understand where your money goes with automatic transaction categorization and easy to understand descriptions.

Before you begin, you must read and accept the agreement to enroll in Personal Financial Management. Depending on your FI's configuration, you can access the agreement upon login or by selecting Get Started in the Financial Tools section, the Link Account section, or the Add a Manual Account section of the Home page.

To begin using Personal Financial Management, complete the following steps.

  1. Determine your Personal Financial Management provider—your FI has a choice of provider for Personal Financial Management that affects the look, functionality, and availability of the tools. Find out which provider your FI uses, so you can use the online help content that applies to you.
  2. Link your accounts—link your accounts at external FIs, such as credit cards, loans, checking accounts, and savings accounts, to manage your finances all in one place.
  3. (Optional) Add manual accounts—add unlinked accounts and assets to build a complete picture of your financial portfolio.
  4. Use Personal Financial Management—manage your finances and monitor your financial data to learn more about your personal finances.
Note: You can review Financial Tools Terms and Conditions and unenroll from Financial Tools at Settings > Financial Tools Settings. This page is only available if your FI uses MX Personal Financial Management.